Otto Kelemen  is committed to preserving the privacy of every visitor to its website. Please read this privacy policy together with our website terms of use to understand how we use and protect the personal information that you provide to us. c All references in this privacy policy: to our “website” refer to the website at; to “we“, “us” and “our” refer to Otto Kelemen; to “you” and “your” are to you, the user; and to “services” refer to the advisory services that we provide.This privacy policy only covers this website. Other websites which are accessed via links within our website are not covered by this policy and will have their own privacy policies. For example:, please check these policies before you submit any personal data to these websites.

Use & Collection of Information

 We may collect information about you from filling in forms on the website, e-mails or other correspondence that you send to us and we may also collect information about your usage of our website. By filling in a form on the website or by sending an email to us, you give consent to the collection, use and transfer of your personal information in accordance with the terms of this privacy policy. Your information will enable us to supply to you the information or services that you have requested when accessing our website. We may use your information for the purposes of: 1) providing you with our services; 2)  to contact you for your views on our website and services; and 3)  so that we can administer, support, improve and develop our website and our services.

For the purpose of providing you with the services, we may transfer the data that we collect from you to our service providers, some of whom may be based outside the European Union. By submitting your personal data, you agree to this transfer. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.  We may disclose your personal information to third parties: A/  in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets; B/ if Otto Kelemen, or substantially all of its assets, are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets; C/ if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our website terms of use or other agreements, or to protect the rights, property, or safety of Otto Kelemen MD or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk protection.

Information Storage

We employ security measures to protect your information from access by unauthorised persons and against unlawful processing, accidental loss, destruction and damage. Unfortunately, the transmission of information via the Internet or wireless network is not completely secure. Although we do our best to protect your personal data, we can not guarantee the security of your data transmitted to our website; any transmission is at your own risk. We shall only retain your information for a reasonable period or for so long as either you or legislation permits. If your personal information changes and/or you find that any of the information that we hold about you is inaccurate, please advise us of the relevant changes as soon as possible by emailing us at and clearly stating the changes that you require

Cookie policy

Cookies are small files that are written or downloaded to your computer’s hard drive when you access a website. Unless you have indicated your objection when disclosing your details to us, we may issue cookies to your computer when you log on to and use the website. The cookies from our website allow us to store and quickly retrieve login information on your computer and provide data that we can use to improve the quality of our service. They also allow us to monitor website traffic and to personalise the content of the website for you. We may share this information with third parties to help improve the website and better serve our users. Some of our business partners (including the advertisers or offer providers on our website) may use cookies on our website. We have no access to or control over these types of cookies.  You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our website. You have the right to access information held about you. Your right of access can be exercised in accordance with the Data Protection Act 1998 and the last GDPR (2019). Any access request may be submitted to our office.

Changing GDPR & Privacy Policy

We reserve the right to change this privacy policy at any time and any changes will be posted to our website and, where appropriate, sent to you by e-mail notification. If you have any enquiries, comments, and requests relating to our use of your information please email them to us at . Changing GDPR and privacy related to Europen Union latest  GDPR, we have to follow it by uptodating our own privacy policy!


These Terms & Data of Use apply to your use of all or any part of our website ( and to any email correspondence between Otto Kelemen and you.Please read these Terms of Use & Data carefully. By using this website, you are deemed to accept these Terms of Use. We reserve the right to amend these Terms of Use from time to time and recommend that you review them regularly. Your continued use of this website after changes have been posted, constitutes your acceptance of these Terms of Use as amended.If you do not agree to any of these Terms of Use or our privacy policy, please do not use this website.All references in these Terms of Use: to the “website” refer to this website (; to “you” and “your” refer to you, the user; to “we”, “us” and “our” refer to Otto Kelemen; to our content refer to the text, graphics, any photographs, any information and other material displayed from time to time on the website; and to our services refer to the advisory services that we provide.

Information About Us

This website is operated by Kelemed Ltd, trading as Otto Kelemen MBA, the company is registered in Hungary (EU). By using of our website You agree to use this website in accordance with these Terms of Use. You agree that you will not:

I. attempt to access our systems or reverse-engineer, decompile, disassemble or otherwise tamper with the website, its content and/or any software used in connection with the website;

II. post on or transmit to or from the website any material that is threatening, defamatory, obscene, indecent, offensive, discriminatory, inflammatory, blasphemous, criminal, in breach of confidence or privacy or a third party’s rights or which may otherwise cause annoyance or inconvenience;

III. use the website for fraudulent or criminal activities;

IV. transmit any virus, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data onto the website;

V. use any manual or automated software, devices, or other processes to “crawl” or “spider” any web pages contained in the website;

VI. monitor or copy, or allow others to monitor or copy, our web pages or the content included herein;

VII.frame or otherwise simulate the appearance or function of this website; or

VIII. take any action that interferes with the proper working of or places an unreasonable load on our infrastructure, including but not limited to unsolicited communications, attempts to gain unauthorised access, or transmission or activation of computer viruses.

IX. We will fully co-operate with all law enforcement authorities and court orders requesting or directing us to disclose the identity of or to locate anyone posting any defamatory, obscene or otherwise illegal material onto the website and/or using the website in respect of any fraudulent activity. If you breach any of the Terms of Use, we reserve the right to withdraw your access to the website. Please note that access to our website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for any reasons beyond our control.

Intellectual Property Rights in website

We are the owner or the licensee of the copyright, trademarks and all other intellectual property rights in the content and expressly reserve all rights in the same You may print and download extracts from this website for your own non-commercial use and in respect of your receipt of our services, provided that you do not modify any of the content, you do not use any graphics or photographs separately from their accompanying text and you do not remove any copyright or trade mark notification or other proprietary notices from such extracts. Unless we state otherwise, all other reproduction or use of extracts of content is strictly prohibited. In particular, no part of this website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service or used for any commercial purposes whatsoever without our prior written permission.

Linking to the website

You may create a link from your own website to the website provided that you obtain our prior written consent and provided that you only do so on the basis that you link to, and do not replicate, the home page of this website and you do not: 1/ create a frame or any other browser or border environment around this website; 2/ in any way imply that we endorse, approve or are associated with any properties, products or services other than our own; 3/ misrepresent your relationship with us or present any other false information about us; 4/ use any of our content or trademarks without our express written permission; 5/ link from a website that is not owned by you; or 6/ display any content on your website that is distasteful, offensive or controversial, infringes any intellectual property rights or other rights of any other person or otherwise does not comply with all applicable laws and regulations.6/ We expressly reserve the right to revoke without prior notice any right we grant to you to link to our website should you breach any of these Terms of Use.

Our linkings from  to another websites

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over, and make no endorsement of, the content or availability of these third party websites. We accept no liability for any statements, information, products or services that are published on or accessible through any websites owned or operated by third parties and you use and rely on the same at your own risk. Disclaimer: A) commentary and other materials posted on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed of any of the content. B) The content of our website is provided without any guarantees, conditions or warranties as to its accuracy. To the maximum extent permitted by law, we exclude: 1. all liability for any communications that are lost, intercepted, altered or otherwise accessed by third parties; 2. all liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our website or in connection with the use, inability to use, or results from the use of our website, any websites linked to it and any materials posted on it, including loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time, whether caused by tort (including negligence), breach of contract or otherwise; and 3. all liability arising from any unauthorised access to or use of our servers or any interruption in use of the website. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation. Enforceability: If any of these Terms & Data of Use are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining Terms & Data of Use which will continue to be valid to the fullest extent permitted by law. Our rights: we have the right to revise and amend these Terms & Data of Use from time to time and any changes will be posted to our website.

Law and Jurisdiction

These Terms & Data of Use will be governed by the law of Hungary. Any dispute arising in connection with the same shall be subject to the non-exclusive jurisdiction of the courts of Hungary (European Union).

Budapest, 25th Aug 2019

Otto Kelemen MD PhD MBA,

owner and leader of Kelemed Ltd.

H-7635 Pécs, 16 Csoronika dulo